Dental, Vision, and Hearing

Dental, Vision, and Hearing Insurance Plans Overview Medicare Supplement Insurance Plans provide excellent benefits from doctors and surgeons, but what about dentists, optometrists, ophthalmologists, and audiologists? Visits, exams, and procedures performed by these health professionals requires you to pay a large out of pocket expense or have an expensive Health Plan to cover the cost, until now. We have available to you, three types of plans to save you money, both at the doctors and out of pocket every month. The three types of plans are Dental Insurance Plans, Vision Insurance Plans, or Hearing Insurance Plans.

Dental Plans– Most seniors struggle to find specific types of dental insurance to accommodate their dental needs that dentists and other oral specialists are going to accept that will not break the bank.  We know that your dental problems won’t match that of a sixteen year old needing braces or a child who has cavities from too much sugar, so we’ll find a Dental Insurance Plan individually catered to your primary dental health concerns. Our plans offer a wide variety of affordable coverage options that meet your needs. We understand that as seniors, you must address an extensive amount of health care issues, so it is important to offer Dental Insurance Plans that take your budget into account. Therefore we will find plans that include discounts on services such as cleanings, fillings, crowns and root canals.
Your selection of dentists is important. Choose the right dentist is important because it’s comforting to feel a sense of trust for the person taking care of your teeth. For this reason, we will ensure that you find a plan with a long list of dentists from which to choose.
Vision Plans.  The ability to see is a valued aspect of life at any age. Vision can become more of a problem as people age, so you may find yourself becoming more dependent on optometrists and ophthalmologists as you get older. Vision Plans will allow you to do this by offering coverage options for eye exams and corrective eye wear

Routine visits to eye doctors are highly stressed upon to main good overall health. Your vision health is actually an indicator of the condition of other parts of your body. Poor vision could be a sign of diabetes, hypertension and even high cholesterol. Regularly scheduled eye exams provided through senior vision plans address this issue.

Older adults usually suffer from presbyopia, otherwise known as “old eyes.” The condition is natural weakening in visual ability and can be managed with corrective vision like glasses or contacts.  Vision Plans offer coverage for frames, lenses, and contacts. As time passes and eyes gradually worsen, you will need to update your prescription on a regular basis. A senior vision program will help you pay for single vision lenses, trifocal and bifocal lenses, frames, and contacts.

Hearing Plans–Hearing impairment affects a vast number of people over the age of 65. Even though this includes a large number of Medicare beneficiaries, Medicare will not help pay for hearing aids or hearing exams.

Hearing aids are the main feature of any Senior Hearing Plans. A hearing aid is defined as an amplifying device that compensates for your impaired hearing. The only way Medicare would cover hearing impairment is if you are fitted with a prosthetic device to aid hearing and this is only under certain conditions. Hearing aids are also excluded from Medicare Supplement Insurance Plans coverage options.

Paying for hearing aids on your own can be extremely expensive. Hearing aids can cost upwards of $1500 and $4000. Having to replace these devices can leave you spending more money to continue to experience the joys of hearing and communicating. With this in mind, our Health Plan Advisors will help you sift through the several Senior Hearing Plans available to help you find the one that will cover your needs such as cost of replacement, damages, or accidental loss. General wear and tear could induce electronic failures or amplification problems and hearing aid insurance will cover this as well.

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